Our program is designed to enhance any lender or loan program you’re already considering, giving you access to more options and resources. With over 90 lenders in our network, we can offer a variety of programs, including:

  • Hometown Heroes (Florida state-backed program)

  • SHIP (county and city-based assistance)

  • Federal programs

  • Lender-backed options tailored for you

We’re here to find the best path for your needs, whether that means using a federal, state, county, city, or lender-backed program—or going it alone if that’s your best route.

Let’s explore your options together!

727-472-9046

About Us

It all started when we (Josh and Anna) got married in our church's chapel in Safety Harbor, FL. We've grown our family with two other girls (and another little lady on the way). In that time, we've been blessed to come across some amazing nurses and doctors & some amazing teachers. We want to give a little back!

When we decided to go into business together, we wanted to make sure we had options for our borrowers. With over 90 lenders, we can do all sorts of things. These lenders administer so many programs to help heroes that are federally backed, state backed (Hometown Heroes being the major player here), county based, and many of the lenders have their own programs to help.

After helping so many of our state's heroes, we wanted to do something more! That is where we worked with other professionals to give back to our Florida Heroes through the home buying and refinance process. We cover the appraisal at closing, but we are so blessed to have awesome partners that jumped in to help with realtor costs, a free home security system, insurance, and discounted inspections.

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💥 Are you a hero? 💥

We are thankful for our hard-working First Responders, Law Enforcement, Military and Veterans, Educators and Education, Nurses, Healthcare Professionals, and Frontline Workers!

We have partnered with realtors, inspectors, insurance agents, and security system dealers to ease your home buying experience and get you some of your hard-earned money back. 💯

You will receive discounts for a purchase or refinance on the following: 

✅ Mortgage - A credit back when you close for your appraisal

✅ Realtor - A credit back from any partner realtor at closing of $500

✅ Free ADT Home Security System (Free Equipment and Installation) from ADT Authorized Dealer

✅ Insurance - We have contacts with an independent broker, State Farm, Allstate, GEICO, and a direct to consumer insurer to make sure you find the best rate

✅ Inspections - Discounted inspections for new purchases and insurance renewals

Get started with a FREE mortgage consultation today!

Branch NMLS: 2529485


All loan approvals are conditional, not guaranteed, and subject to lender review of all information. A loan is conditionally approved when the lender has issued an approval in writing, but until all conditions are met, a loan cannot be funded. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Pioneer Mortgage Funding, Inc is an Equal Opportunity Mortgage Broker headquartered in Tampa, Florida. This licensee is performing acts for which a mortgage broker license is required. Pioneer Mortgage Funding, Inc is licensed by the Florida Office of Financial Regulation, NMLS# 1936558. Pioneer Mortgage Funding, Inc. is approved to originate Conventional, FHA, VA, and USDA loans, and has the ability to broker such loans to Conventional, FHA, VA, and USDA approved lenders. Pioneer Mortgage Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the VA.